Ask Money MelVA & Alaska loans

The question that named the site

Mel, what's my payment?

Drag the sliders. Flip on VA mode to see what $0 down and no PMI actually does. Every number is a sample estimate — the real one comes from Mel.

VA benefit
$450,000
0%
6.25%
30 years
1.10%
$1,800
$0

Estimated monthly payment

$0

VA · $0 down · no PMI · funding fee financed

  • Principal & interest $0
  • Property taxes $0
  • Insurance $0
  • Mortgage insurance $0
Loan amount$0incl. funding fee
Cash for down payment$0
Life-of-loan interest$0
PMI avoided vs. 3% conventional$0/mosample comparison

VA mode: no monthly mortgage insurance regardless of down payment. The one-time VA funding fee is financed into the loan amount above.

Calculator results are estimates for illustrative and educational purposes only, are not a quote, rate lock, pre-qualification or pre-approval, and accuracy is not guaranteed. Actual rates, payments, taxes, insurance, mortgage insurance and VA funding fees vary by scenario. Contact Mel for figures specific to your situation. VA funding fee percentages shown reflect published VA guidance and are subject to change by the Department of Veterans Affairs. Veterans receiving VA disability compensation, certain surviving spouses, and Purple Heart recipients on active duty are typically exempt. Confirm your fee and exemption status with Mel.

ok the calculator says $2,900. is that what I'd actually pay?
It's a solid ballpark — real taxes and insurance for the specific house, your real rate, and any Alaska program you stack will move it. Text me the address and I'll run the real one.

Want the real number, not the sample one?

Mel runs it with today's pricing, the actual property taxes, and your real scenario. Takes about ten minutes.

💬 Text Mel: 253-353-4566Apply with Mel →